There are ways to avoid this sort of thing. I have an account with them but no credit card and no debit card. My credit bureaus are closed down so they can’t get a card in my name. It is the only way I could protect myself! And if you have checks the Metlife Stadium Black Cat Shirt thieves can use your router and account number on the bottom of the checks to withdraw everything from your account through PayPal whether you have a pay pal card or not. With all this technology you think they’d find a way to catch the thieves but no. I can’t even get help from the local police department.